Providence Companies

Introduction

The Providence Companies are a group of Diversified Holdings, strategically placed across a select group of industry verticals. Our mission is to bring together world-class business development projects and investment capital, under the experienced leadership of best in class executives. Headquarted in Miami, Florida, with offices in Sao Paulo, Brazil, our current reach extends throughout the Americas and the Caribbean, as well as to parts of Europe and Asia.

Corporate Profile

The Providence Companies is a business platform devoted to the development of fully integrated international business opportunities. The Providence Companies were created and are currently managed by a team of talented individuals who are technologically literate, operationally agile and globally astute. Our team recognizes that integrity, discipline and transparency are mandatory to our mission.

BPA Associates Investments & Trading Company, Inc. (BPA) and its subsidiaries were specifically created to explore, integrate and exploit the Brazilian operations of the group.

Operational Framework

BPA's business development efforts are directed towards executing the company strategy of building a network of complimentary strategic partnerships that drive usership of our services. The Company has developed strong alliances with key organizations to bring credibility, content and multiple vendor transactions through our service. These alliances will utilize our platform, creating branding and promoting the use of other company's products and services. This is a strong element of BPA's tactical approach as it builds multiple revenue generators and creates barriers for other companies seeking to work with these accounts. The Company relies mainly on a business networking model and strategic alliances to create and drive additional revenue streams.

Strategic Focus: The Brazilian Opportunity

With the strong economic growth and development of the country in the last decade, direct consumers and corporations have experienced stronger, more predictable and stable revenue streams. Therefore, a global consensus exists today amongst international economic country risk rating agencies that Brazil is no longer the "Country of the Future" as it was known in the past, but is now, the Country of Today.

Although Brazil today represents the leading opportunity for investments in all the emerging markets, it has strong barriers of entry. Its deep roots in the Portuguese colonial business tradition of the past, combined with a strong personal business approach makes international entrepreneurial investment a very challenging proposition.

BPA offers a readily available solution for investors seeking entry into the Brazilian markets by providing multi-country legal structure and the corresponding financial expertise.

The Concept

BPA has been able to evolve the traditional concept of factoring (Fomento Mercantil) to an international integrated financing platform. This enables small to mid-size business owners the ability to turn their non-readily liquid assets i.e. post-dated checks and certified commercial invoices (Duplicatas), into immediate cash. More importantly, BPA directly provides sourcing, logistics and pre-acquisition financing to be settled with future receivables, avoiding potential cash flow pressure to the client.

Current Key Client Relationships

- Hospital and adjoining medical offices; providing liquidity for their receivables

- Small chain of supermarkets; providing liquidity for their receivables

- A publicly traded trucking manufacturer in the city of Porto Alegre; providing sourcing, logistics and pre-acquisition financing that is settled with future receivables

- An aluminum products distributor in the city of Campinas; providing sourcing, logistics and pre-acquisition financing that is settled with future receivables

This performing model has enabled us to build a strong pipeline of new clients in various industry sectors that are in demand of our integrated service.

Strategic Advantages

Multi-National presence facilitating a fully integrated factoring platform.

Multi-Cultural experienced executive team in Brazil.

Our long term network of personal relationships has enabled us to build our existing client base and further expand it, providing the opportunity to attract syndication and institutional investment.

Superior Rate of Return

The attractive returns built into our business model are the backbone of our Brazilian enterprise.

Our fully integrated factoring platform has the capacity to combine a multitude of value added services to our clients while providing superior returns to our investors by taking advantage of the substantial spreads existing between the Brazilian and foreign financial markets.